International Cooperation

BIK is actively involved in the works of ACCIS (Association of Consumer Credit Information Suppliers) and CDIA (Consumer Data Industry Association). BIK participates in the works concerning the preparation of common stance for the Executive Committee of ACCIS on various topics concerning the information sharing sector, i.e. prepared the position of the Organization on the new General Data Protection Regulation.

In order to deliver to banking sector more comprehensive and reliable services, BIK offers to banks possibility to verify clients' credit history abroad. The customer's credit history is "beyond the borders". For the banks, the advantage is evident, namely it is the possibility of a comprehensive assessment of the customers credit risk through the acquisition of the detailed knowledge regarding their credit history abroad.

ACCIS cooperation

BIK is actively involved in the works of ACCIS and CDIA

ACCIS (Association of Consumer Credit Information Suppliers) - is an organization bringing together European credit bureaus and constituting a forum for the exchange of their experiences. It represents and is an advocate for its members vis-a-vis government agencies, public institutions and other organizations. ACCIS is also implementing an IT project to enable the sharing of information about borrowers among credit bureaus operating in the EU member states. Find out more: http://www.accis.eu.

CDIA (Consumer Data Industry Association) - is an international association bringing together 640 American credit bureaus and bureaus from other countries. The key priority in the activity of the association is to provide its members with professional knowledge and determine the credit information sharing standards. It also delivers informational materials to the consumers informing them about their rights in the relations with the credit agencies. Find out more: http://www.cdiaonline.org.

BIK participates in the works concerning the preparation of common stance for the Executive Committee of ACCIS on various topics concerning the information sharing sector, i.e. prepared the position of the Organization on the new General Data Protection Regulation.

World Bank - BIK has regular contacts with the analysts of the World Bank supplying them with the data about the information sharing market in Poland.

Crossborder cooperation

In order to deliver to banking sector more comprehensive and reliable services, BIK offers to banks possibility to verify clients' credit history abroad.

The customer's credit history is "beyond the borders". For the banks, the advantage is evident, namely it is the possibility of a comprehensive assessment of the customers credit risk through the acquisition of the detailed knowledge regarding their credit history abroad.

BIK shall gradually expand the international cooperation to other credit registers.

Furthermore, many meetings with representatives of foreign credit bureaux are organized whose scope includes organization of discussions facilitating mutual data and experience sharing.