About us

BIK's mission is to support trust and safety of participants of business transactions in Poland by providing reliable and as complete as possible information.

BIK carries out its activity pursuant to the Act of 29 August 1997 - Banking Law. The law stipulates that banks acting jointly with bank chambers of commerce may establish an institution authorised to process and make available information to banks and other institutions statutorily authorised to grant credits and loans under certain conditions laid down in the Act.

Data sources for BIK Group

Mission of the company

BIK's mission is to support trust and safety of participants of business transactions in Poland by providing reliable and as complete as possible information.

Legal grounds

BIK carries out its activity pursuant to the Act of 29 August 1997 – Banking Law. The law stipulates that banks acting jointly with bank chambers of commerce may establish an institution authorised to process and make available information to banks and other institutions statutorily authorised to grant credits and loans under certain conditions laid down in the Act.

Information collected and made available by BIK encompasses personal data protected under the Personal Data Protection Act of 29 August 1997.

The taking effect of the Act on Sharing and Disclosure of Economic Information enabled the establishment of cooperation with Economic Information Bureaus and expansion of the scope of information disclosed in Credit Reports to the data collected by these Bureaus.

Furthermore, pursuant to Art. 68 section 4 of the Act on Electronic Payment Instruments, BIK may collect and make available to their issuers information concerning the holders of electronic payment instruments.

Management Board

Mariusz Cholewa, Ph.D.

President of the Management Board

Rafał Bednarek

Vice President of the Management Board

Sławomir Grzelczak

Vice President of the Management Board

Shareholders